List 3 American companies which is similar to SBI Sumishin Net Bank Ltd.

SBI Sumishin Net Bank Ltd. is a Japanese online bank that provides digital banking services. While there are no exact equivalents in the United States, here are three American online banking companies that offer similar services:

1. Ally Bank: Ally Bank is an online-only bank that offers a range of banking products, including checking accounts, savings accounts, and CDs. It also offers a variety of digital banking features, including mobile banking, online bill pay, and 24/7 customer support.
2. Chime: Chime is a digital banking platform that offers mobile banking, spending accounts, and savings accounts. It also offers features such as early direct deposit, no overdraft fees, and a fee-free ATM network.
3. Varo Bank: Varo Bank is an online bank that offers a range of banking products, including checking accounts, savings accounts, and CDs. It also offers mobile banking features, including mobile check deposit and 24/7 customer support. Varo Bank is also one of the few online banks to offer a no-fee overdraft program.